NetWealth is a minimal, high-performance Progressive Web App (PWA) designed to consolidate investment holdings and cash reserves across global financial institutions in real-time.
🏛️ Purpose & Philosophy
Traditional portfolio tools either charge recurring subscription fees, lock users into proprietary platforms, or sell data to marketing brokers. NetWealth provides a clean, privacy-first, open-architecture solution where all user credentials and snapshots remain strictly encrypted under user control.
🔌 Architecture Highlights
Multi-Broker Engine: Pluggable abstract architecture supporting multiple global brokers, stocks & shares ISAs, equity exchanges, and high-yield fixed deposits.
Live FX Intelligence: Real-time automated currency conversion across GBP, INR, USD, and EUR.
Bank-Grade Vault Encryption: 256-bit AES Fernet encryption at rest for all sensitive API keys and 2FA TOTP secrets.
Native PWA Support: Standalone iOS Safari and macOS Chrome installation without App Store fees.
👨💻 About the Developer
Jaydeep Mohite
Vice President & Lead DevOps Engineer
Based in London, UK, with 8+ years of experience designing high-scale FinTech platforms, cloud infrastructure, and low-latency financial systems. Built NetWealth as a privacy-first, open-architecture portfolio command center.
NetWealth operates on a strict Privacy-First & Zero Data Sharing Policy. Your financial privacy and security are paramount.
1. 🔐 256-bit AES Credential Encryption
All sensitive credentials—including API keys, API secrets, login passwords, and 2FA TOTP secrets—are encrypted at rest using 256-bit AES Fernet keys managed via OCI Vault. Plaintext credentials are never written to disk or logged.
2. 🛡️ Multi-Stream Secret Redaction
All system logs and terminal diagnostics pass through an automated SensitiveDataFilter that redacts Fernet ciphers, JWT tokens, TOTP secrets, and passcodes before output.
3. 🚫 Zero Data Monetization
We do not sell, rent, trade, or share your personal information or investment portfolio data with third-party advertisers, data brokers, or marketing networks.
4. 🍪 Session & Cookie Protection
Authentication session tokens are stored in secure HttpOnly, SameSite=Lax cookies with dynamic HTTPS enforcement. Sessions expire automatically and are purged on a regular schedule.
Terms of Service
Last Updated: August 2026
Terms of Use & Disclaimer
By accessing or using NetWealth, you agree to the following terms and conditions.
1. ℹ️ Informational Purpose Only
NetWealth is a portfolio consolidation and tracking dashboard. NetWealth is not a regulated financial advisor, broker, bank, or tax advisory service. All asset valuations, daily yield calculations, and exchange rates are retrieved for informational and monitoring purposes.
2. 🔑 Credential Safety & User Responsibility
Users are responsible for maintaining the accuracy and confidentiality of their account passwords, API keys, and authentication tokens.
3. ⚡ Third-Party Broker Integration Availability
NetWealth connects to third-party brokerage APIs and services. NetWealth is not responsible for third-party network maintenance or API rate limits (HTTP 429). NetWealth automatically provides resilient snapshot fallbacks during temporary downtime.
Minimal, High-Performance Wealth Dashboard
All Your Wealth. One Real-Time View.
Consolidate investment holdings, equity portfolios, mutual funds, and cash reserves across multiple brokerage accounts and banking institutions in real-time with 256-bit AES encryption and zero subscription fees.
